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Home Travel

How One Fire Couple Retired at 31 and Now Travel the World for $40k a Year

by Mary R. Sims
December 30, 2021
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Kristy Shen and Bryce Leung are living the dream. The husband-and-spouse crew at the back of the FIRE (Financial Independence Retire Early) blog Millennial Revolution retired at the ripe younger age of 31 and toured the sector full-time. They’re spilling the secrets and techniques to their no-agree with-fund-required approach to the FIRE motion in a brand new book, Quit Like a Millionaire: No Gimmicks, Luck, or Trust Fund Required. Here, the percentage is an excerpt from the e-book wherein Shen recounts the instant she found out they have been actually *saving* money with the aid of traveling.

Related: How to Save Enough Money to Retire in Your 30s

Traveling is high-priced. That’s just standard know-how, proper?

Turns out, now not necessarily. Because after setting off on a year-lengthy ride around the world in 2015, I found that journeying, if accomplished, can be the same or even much less luxurious than staying at domestic. As a toddler residing on 44 cents a day with my parents in rural China, if you had told me I’d cross from digging for toys on the pinnacle of a clinical waste heap to the height of the Swiss Alps, I’d have said you have been nuts.

But standing on Fürenalp in Engelberg, gawking on the snow-capped mountains, the obscenely inexperienced grass, and the adorably mooing cows, I realized my dreams had been coming authentic. I felt like I was on top of the world—which I guess I type of changed into. I didn’t think anything could pinnacle trekking within the Alps, but the life-changing experiences stored piling up. I scaled the cliffs of Santorini even as watching on the impossibly blue Aegean Sea. I biked along the canals of Amsterdam. I breathed inside the salty odor of the sea in Howth and skilled culinary heaven in the form of Kobe pork in Osaka. After conquering my debilitating fear of water, I steamed away a decade of strain in a Seoul bathhouse, and I received my PADI scuba certification in Koh Tao.

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Related: 10 Top Travel Influencers Share Their Best Tips to Beat Jet Lag

In short, I fell in love with the tour. So, it became with a first-rate deal of trepidation that I boarded a flight again domestic with my husband, Bryce, after our year of touring the world. Lying in my old bed, I felt like a fowl in a cage, watching the sky. I tossed and turned from the jet lag. Then I took out my laptop, cataloging every greenback, euro, and yen spent on our journey. I tapped away quietly, trying now not to wake Bryce as I added everything up.

“Holy shit,” I said too loudly.

“What?” Bryce mumbled. “Something incorrect?”

I pointed on the screen at our total: $40, a hundred and fifty. We had controlled to journey the sector for the identical value as staying at home in North America. But not simplest that, while we retired at the age of 31, $40,000 became how a great deal we calculated we might want to sustainably withdraw every yr from our retirement portfolio for the relaxation of our lives. Let that sink in. We had visited twenty international locations on three continents, and it cost as much as staying in one place. Bryce became wide awake all of a sudden. The gears were turning in his head, simply as they were in mine.

“You realize what this means, don’t you?” he requested.

I nodded. I knew. We could tour the arena—for all time.

Related: 10 Ways to Save Big on Travel and Vacations

Traveling isn’t expensive. Or, as a minimum, it mustn’t be. By splitting the 12 months between high-priced areas (like the UK, Western Europe, and Japan) and less expensive ones (like Southeast Asia), our daily costs averaged handiest $55 in line with the person in line with the day.

We stayed in Airbnbs and resorts, from time to time going out to eat, occasionally cooking. We even managed to sneak in splurges like sparkling oysters and lobsters in Boston, a four-day scuba-diving certification path in Thailand (USD 250 consistent with person, resorts blanketed), scuba diving in Cambodia (USD eighty according to person for two dives), trekking in the Swiss Alps (USD 87 in step with man or woman), and Kobe beef (USD 48 consistent with the character) in Japan!

We saved charges affordable with the aid of including Southeast Asia in our itinerary. Not most effective does it have a great climate, it has exceptional expenses too. For example, in Chiang Mai, Thailand, we rented an emblem-new one-bedroom rental with a health club, sauna, and pool. It fee $470 in keeping with the month. A plate of chook pad thai? $1.25. And an hour-length oil massage? $10, tip blanketed.

So in case, you’re making plans to travel and discover it tough to balance your price range, add Southeast Asia into the mixture. The more time you spend there, the less hazard you’ll destroy your price range. You could do the identical element with different decrease-value places, like Mexico, Central America, South America, Eastern Europe, or Portugal.

Since we retired in our 30s, we’ve constantly been traveling for four years now. Not most straightforward did we not use up our retirement portfolio, our net worth has long gone up over time—due to how a lot of money traveling has saved us. “Hey, do you want to head for tapas?” Bryce requested, sitting up in bed. “Hell yeah!” I stated as I booked our flights to Spain.

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Mary R. Sims

Mary R. Sims

Surfer, feminist, drummer, reclaimed wood collector and communicator, collector, connector, creator. Working at the intersection of minimalism and computer science to craft delightful brand experiences. Let's chat. Analyst. Certified writer. Hardcore zombie trailblazer. Beer fan. Creator. Twitter advocate.

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